Resource · Insurance

What Happens if an Uninsured Driver Hits You?

Coverage questions to consider when an at-fault driver has little or no insurance.

An accident can create a rush of medical, insurance, and practical decisions. The goal of this guide is to make the next steps easier to understand.

01

Look beyond the other driver’s policy

Your own uninsured or underinsured motorist coverage may be relevant, depending on the policy and circumstances.

02

Notice and policy requirements

Insurance contracts can impose cooperation and notice duties. Reviewing the actual policy is more reliable than making assumptions about coverage.

03

Other responsible parties

In some cases another driver, vehicle owner, employer, defective product, or dangerous condition may also require investigation.

Important

This article provides general educational information and is not legal advice. Laws, deadlines, and available claims depend on specific facts. Reading or contacting the firm through this website does not create an attorney-client relationship.

Available for consultation

Your recovery
starts with a
conversation.

Call 24/7Free case review